Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Circerve AI website and any associated services (collectively, the "Service"). Please read them carefully. This document is a general draft template and should be reviewed and adapted by a qualified professional before relying on it for a live business.

1. About This Agreement

Circerve AI provides AI-supported data analysis tools intended to help investors review information and make more informed decisions. These Terms apply to all visitors, users, and others who access the Service, regardless of how it is accessed.

2. Nature of the Service

The Service is provided for informational and analytical purposes only. Nothing presented through Circerve AI constitutes financial, investment, tax, or legal advice, and no output from the Service should be interpreted as a recommendation to buy, sell, or hold any financial instrument. Any decisions made based on information obtained through the Service are made at your own discretion and risk.

3. Eligibility

You must be able to form a legally binding contract to use the Service. By using the Service, you represent that you meet this requirement and that any information you provide to us is accurate and current.

4. Account Responsibilities

If any part of the Service requires you to create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account that you become aware of.

5. Acceptable Use

You agree not to use the Service in any way that:

• Violates any applicable law or regulation
• Infringes on the intellectual property or other rights of any third party
• Attempts to gain unauthorized access to our systems or data
• Involves the transmission of malicious code, spam, or automated scraping without permission
• Interferes with or disrupts the integrity or performance of the Service

6. Fees and Payments

Where the Service includes paid features, applicable fees will be disclosed to you before purchase. All fees are stated exclusive of any taxes unless otherwise noted. We reserve the right to change our pricing structure at any time, with reasonable notice provided for existing users where required by law.

7. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the property of Circerve AI or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without our prior written consent.

8. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by Circerve AI. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You access such third-party resources entirely at your own risk.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any analysis or output will be accurate or complete.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Circerve AI and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Service, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Circerve AI and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without cause or notice, including if we believe you have violated these Terms. Upon termination, your right to use the Service will immediately cease.

13. Changes to These Terms

We may revise these Terms from time to time. The updated version will be indicated by an updated revision date and will be effective as soon as it is accessible. We encourage you to review these Terms periodically to stay informed of any changes. Continued use of the Service after any revisions become effective constitutes acceptance of the revised Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Circerve AI operates, without regard to conflict-of-law principles. This section is a placeholder and should be confirmed and adapted with appropriate legal guidance for your specific circumstances.

16. Contact

If you have any questions about these Terms, please reach out via the contact channels provided on our Contact page.

This Terms and Conditions document is a general template provided for structural and informational purposes. It does not constitute legal advice and should be reviewed by a qualified legal professional before publication or reliance in a live business context.